HKD Time Deposit - Cash Reward Offer

New customers can enjoy up to HK$1,000 Welcome Offer!
From now until March 31, 2022, new customers can get a HK$200 cash reward per HK$200,000 deposit (up to HK$1,000 rewards)* for placing any time deposit (including 3, 6 or 12 months)¹. Save more and reward more! Single interest rate 0.8% p.a. for 3/6/12-month time deposit. Each customer is entitled to Welcome Offer once only. Limited quota applied, act now!

All retail banking customers can enjoy steady growth with:
All retail banking customers
can enjoy steady growth with:

High interest rate and low threshold

Deposit from HK$100 to enjoy the preferential rate, which makes it easier for you to allocate your fund and establish a saving habit at your choice.

Single interest rate

Regardless of the deposit amount, successful applicants can enjoy an interest rate of 0.8% p.a.

24 X 7 time deposits anywhere

With PAObank Retail Banking APP, you can place time deposits in just a few clicks that allows you to build your wealth anytime, anywhere at ease!

New Customer Welcome Offer!

Deposit Amount	Cash Reward*
HK$200,000 - HK$399,999	HK$200
HK$400,000 - HK$599,999	HK$400
HK$600,000 - HK$799,999	HK$600
HK$800,000 - HK$999,999	HK$800
HK$1,000,000 or above	HK$1,000

Download PAObank App now and
enjoy high interest returns!

1 The minimum deposit starts from HK$100. The rate quoted is for reference only and it may vary based on market conditions or subject to the Bank’s discretion.
* Terms and conditions apply.