Savings Account
Enjoy a basic saving interest rate of 0.4% p.a. with NO fees and NO minimum account balance requirement 1
Transfer funds from your account INSTANTLY at your fingerprints
Enjoy 24/7 banking services WITHOUT visiting a bank
Go green with paperless statement
Eligible deposits under Deposit Protection Scheme (DPS) in Hong Kong- 1 Applicable to account balance at HK$500,000 or below. 0.01% p.a. interest rate will be applied for account balance over HK$500,000. (Effective from 21 January 2022).
Savings Deposit Rate
From now till 30 September 2022, customers who deposit New Fund* in their Savings Account can enjoy 1.2% p.a. Savings Interest rate which includes both Basic Interest and Bonus Interest.
| Deposit Balance (HKD) | Annual Interest Rate |
|---|---|
| New Fund for the first $1,000,000* | 1.2% |
*Terms and conditions apply. Please refer to the terms and conditions for definition of New Fund and Bonus Interest.
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.