

From now until March 31, 2025, new customers placing 1-month time deposit can enjoy 8% p.a. interest rate for the first HK$88,000* (Must enter referral code during account opening).
After successfully opens a savings account with the Bank, the Offer will be displayed on the Bank’s Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
Deposit Period | Deposit Amount | Annual Interest Rate |
---|---|---|
1-Month | First HK$88,000 | 8%* |
Terms and conditions apply.
*Please refer to the terms and conditions for details of “Year of the Snake Welcome Offer – 8% HKD Time Deposit Reward Programme”.
The annual interest rate is calculated on a daily basis over a 365-day year.
More Time Deposit Offers for you!
PAObank is pleased to offer unlimited time deposit for terms ranging from 1 to 12 months, allowing you to secure high interest returns and manage your funds with greater flexibility.
Customers can easily open accounts and earn high interest at any time through the PAObank mobile application, enabling you to accumulate wealth step by step.
Deposit Period | Annual Interest Rate |
---|---|
1-Month | 3.00% |
2-Month | 3.00% |
3-Month | 3.50% |
4-Month | 3.50% |
6-Month | 3.60% |
12-Month | 3.20% |
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