New Customer Time Deposit High Interest Offer
PAObank is extending the special promotion — 1-Month 16% p.a. HKD time deposit flash offer for new customers.
Stepping into the 5th anniversary, PAObank is dedicated to helping customers effortlessly grow their wealth continuously, from now until August 31, 2025, new customers placing 1-month time deposit with first HK$50,000 can enjoy 16% p.a. interest rate* (must enter referral code during account opening).
After successfully opening a savings account with the Bank, the 16% p.a. Offer will be displayed on the Bank's Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
| Deposit Period | Deposit Amount | Annual Interest Rate |
|---|---|---|
| 1-Month | First HK$50,000 | 16%* |
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.
Additionally, from now until August 31, 2025, new customers placing 3-month time deposit with HK$50,000 - HK$200,000 can enjoy extra 0.5% p.a. interest rate* (must enter referral code during account opening) to secure higher return.
After successfully opens a savings account with the Bank, the extra 0.5% p.a. Offer will be displayed on the Bank's Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
| Deposit Period | Deposit Amount | Annual Interest Rate |
|---|---|---|
| 3-Month | HK$50,000 – HK$200,000 | Extra 0.5%* |
Terms and conditions apply.
*Please refer to New Customer Time Deposit High Interest Offer Programme (August 2025) terms and conditions for details.
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.
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