
New Customer Time Deposit High Interest Offer
PAObank is dedicated to helping customers effortlessly grow their savings continuously, announced to launch the offer of the annual interest rate for 1-month HKD time deposit to 16%, joining customers in growing their savings and moving forward to the next milestone together.
From now until November 30, 2025, new customers placing 1-month time deposit with first HK$50,000 can enjoy 16% p.a. interest rate* (must enter referral code during account opening).
After successfully opens a savings account with the Bank, the Offer will be displayed on the Bank’s Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
| Deposit Period | Deposit Amount | Annual Interest Rate |
|---|---|---|
| 1-Month | First HK$50,000 | 16%* |
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.
Terms and conditions apply.
*Please refer to New Customer Time Deposit High Interest Offer (November 2025) Programme (the “Programme”) terms and conditions for details.