New Customer Time Deposit High Interest Offer New Customer Time Deposit High Interest Offer
New Customer Time Deposit High Interest Offer
PAObank is dedicated to helping customers effortlessly grow their savings continuously, announced to launch the offer of the annual interest rate for 1-month HKD time deposit to 12%, joining customers in growing their savings and moving forward to the next milestone together.
From now until February 28, 2026, eligible new customers placing 1-month HKD time deposit can enjoy an interest rate of 12% p.a. * on the first HK$50,000 (must enter referral code during account opening).
After successfully opens a savings account with the Bank, the Offer will be displayed on the Bank’s Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
Deposit PeriodDeposit AmountAnnual Interest Rate
1-MonthFirst HK$50,00012%*
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.
Terms and conditions apply.
*Please refer to "New Account Welcome Bonus" Referral Programme (February 2026) Programme (the “Programme”) terms and conditions for details.