FX x Remittance services launch campaign

To succeed in business, having an international perspective is essential, and efficient money flow is crucial. PAObank introduces FX x Remittance services launch campaign to our SME customers, seamlessly navigate global markets with ease and efficiency with our APP.

Support HKD, USD and CNY cross-border remittance
Support spot FX of 3 Major Currencies

From now until April 29, 2026, SME customers enjoy PAObank’s handling fee waiver for inward remittance and cross-border remittance services through PAObank’s SME Banking App. Let’s seize every market opportunity!

Inward Remittance (SWIFT)	PAObank handling fee
HKD	HK$50 per item Waived
CNY	CN¥50 per item Waived
USD	US$10 per item Waived

Outward Remittance (SWIFT)	Charges paid by payer
USD	US$30 per item Waived

Regardless of day or night, PAObank offers 24x7 FX and Remittance support, empowering SMEs to overcome time zone challenges. With instant capital access, global business opportunities are within your reach. Let’s unlock limitless possibilities together!

Terms and conditions apply.
*Please refer to FX x Remittance services launch campaign Terms and Conditions for details.

Foreign Currency Risk

Foreign exchange involves exchange rate risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.

RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.