1
Input and verify your mobile number
2
Set up your username and password
3
Take 3 photos of your HKID at different angles for
identity verification
4
Follow instructions to take selfie for biometric
identification
5
Input and confirm your personal information
6
Share QR code to Director(s) & Shareholder(s) for
confirmation
7
Done！ Grow your savings without monthly fees
-
No minimum deposit balance requirement -
0.1% p.a. preferential saving interest rate -
7x24 online application via mobile APP
Savings Deposit Rate
| Deposit Balance(HKD) | Annual Interest Rate |
|---|---|
| First $500,000 | 0.10% |
| Above $500,000 | 0.01% |
The annual interest rate is effective from 21 January 2022. (The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.)
Bank Transfer
Make transaction via FPS
-
Register FPS service using FPS ID / mobile number / email address -
Make instant HKD transfers anytime and anywhere -
FPS Local transactions without fee
Transfer to other PAObank accounts
- Input payee’s name, account number to make transfer
- Make instant HKD transfers anytime and anywhere
- “Intra Bank Transfer” transactions without fee