BREAKING NEWS! PAObank's insurance services are finally here! We've combined top-notch financial tech to give you a seamless one-stop mobile app experience like never before.
PAObank Bancassurance Services Overview:
The future is full of uncertainties, everything is guaranteed, and only then can we confidently welcome the new day! Open the PAObank Bank app now to explore a variety of insurance products and build a stable future for yourself and your family!
Fast approval, make the protection more intimate and more secure!*
PAObank bancassurance service gives you a solid backing to move forward with peace of mind!*
Tailor-made high-quality insurance solutions to protect every moment of you and your loved ones!*
*Terms and conditions apply. Please refer to the in-app description for details.
PAObank General Insurance Products:
Motor Insurance
100% Online Car Insurance
Print covernote instantly
No documents needed
Free to apply ESSO discount card
Enjoy VIP offer up to 50% OFF for others online product
Home Insurance
Legal Liability
Maximum Annual Benefit HK$10,000,000
Any claims against you or your family members, pets (dogs & cats only) in the event of your negligence causing third party bodily injury or property damage (U.S.A and Canada are excluded in this provision)
Home Contents
Maximum Annual Benefit HK$1,000,000
Any unforeseen accidental loss or damage such as fire, gas explosion, flooding, burglary or other accidental damage. Each item limit is HK$150,000 for any one event
24 emergency assistance service
Travel Insurance
Medical Expenses
Maximum Benefits Payable HK$1,200,000
The cost of qualified medical treatment, surgery and hospitalization arising from sickness or accidental injury. Special: Coverage for leisure and non-professional sports activities.
Rental Vehicle Excess Coverage
Maximum Benefits Payable HK$10,000
All travel insurance plans are include the Rental Vehicle Excess Coverage.
Important Notes and Disclaimers
PAO Bank Limited (Insurance Intermediary License No: [GA1067]) (“PAObank”) is the appointed insurance agency of China Ping An Insurance (Hong Kong) Co., Ltd. (“China Ping An”), to distribute general insurance products in the Hong Kong Special Administrative Region.
Relevant general insurance products are the products of the insurance companies but not the Bank. The above general insurance products are issued and underwritten by China Ping An.
PAObank's role is limited to distributing insurance products of China Ping An only and PAObank shall not be responsible for any matters in relation to the provision of the products.
PAObank will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstances.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between PAObank and the customer out of the selling process or processing of the related transaction, PAObank is required to enter into a Financial Dispute Resolution Scheme process with the customer. However, any dispute over the contractual terms of the general insurance product should be resolved between China Ping An and the customer directly. Relevant product materials information are intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product in or outside Hong Kong.
Claims under this insurance plan must be made by you to China Ping An directly. You can get the appropriate claim form by calling China Ping An Customer Service Hotline (852) [2827 1883] in Hong Kong or visiting https://www.pingan.com.hkor any China Ping An Customer Service Centre. For details, please refer to the policy contract provided by China Ping An.
The information you disclosed in response to all China Ping An’s questions must be true, complete and correct. Failure to disclose true, complete and correct information to China Ping An may render China Ping An unable to accept or process your application or the policy void.
You are reminded to carefully review the relevant product materials provided to you and be advised to seek professional / independent advice when considered necessary.
Pursuant to the Insurance (Levy) Regulation (Cap. 41I) and the Insurance (Levy) Order (Cap. 41J) under the Insurance Ordinance (Cap. 41), the Insurance Authority (“IA”) collects levies for insurance premiums from policyholders with effect from 1 January 2018. For further details, please visit the website of IA. For the latest information about the IA, please visit https://www.ia.org.hk. For the latest information about The Insurance Complaints Bureau, please visit https://www.icb.org.hk.