Retail Banking | PAObank

Faster Payment System (FPS)

7x24
Instant fund transfers

Cross-bank transfers without fees
Safe and secure

Transfer to other PAObank accounts

7x24
Instant fund transfers

Transfers without fees
Safe and secure

Menu>FPS & Transaction Limit Settings>FPS Registration

Choose your mobile number / Email /FPS ID as your FPS Identifier

Input the one-time verification code which will be sent to you via SMS.(Customer registered with FPS ID will not receive the verification code)

Done

Click"Transfer"

Select "FPS Transfer"

Input payee's mobile number, email address or FPS ID.Select receiving bank and input transfer amount

Verify the transaction details and click "Confirm"

Done

Click "Transfer"

Select "Bank Account Transfer"

Input payee’s name, bank account number, payee’s bank and input transfer amount

Verify the transaction details and click "Confirm"

Done

Service Charges Terms and Conditions

Smart Tips:

Before confirming a transfer or deposit of funds to a third party in Hong Kong, you are advised to verify the account number/mobile number/email address/FPS identifier and partially-masked name (if available) of the payee carefully to avoid mis-transfer of fund. After giving the instruction, you are advised to check with the transferee to confirm the receipt of fund. If you find the fund was mis-transferred to third-party account, please report to our Customer Service Representative at (852) 3762 9900 (24-hour service) at the earliest convenience.

It is our responsibility to remind you if you have received funds which a transferor sent by mistake, you should contact our Customer Service Representative at (852) 3762 9900 (24-hour service) at the earliest convenience. You could be criminally liable if you refuse to return the fund to the transferor.